Buy Now Pay Later Catalogues

If you’re thinking of using buy now and pay later catalogues then take a look at my list of the best UK catalogues and pay monthly catalogues. Most offer credit facilities including interest free credit, monthly payments, buy now pay later and payment protection too.

Here’s a comprehensive list of UK catalogues and their special offers (voucher codes are shown too where available)

  • Credit available on clothing, toys, electricals, homewear, kitchen appliances and more
  • Interest free credit options available
  • Next day delivery
  • Free returns policy


  • Free Delivery on most items!
  • Flex account allows interest free payments or you can spread the cost over 3 years
  • Free returns

Additions Direct

  • Free delivery when using Collect+ option
  • Free returns
  • Interest free credit available

  • Fashion and clothing for women
  • Plus size, petite and tall from sizes 6 to 32
  • Options account gives you flexible repayments, either pay monthly or clear the balance
  • Free returns and next day delivery


  • Massive range of products available on finance (12 months), interest free or monthly payments
  • Collect+ scheme offers free delivery
  • Free Returns
  • Spread the cost over 2 to 3 years or pay interest free over 1 year (orders over £60)

K and Co

  • Massive catalogue range – they were previously Great Univeral, Kays and Empire Stores catalogue
  • Up to 10% back with the K&Co rewards programme
  • Free delivery and Free returns
  • Shop on credit for up to 12 months interest free
  • No deposit on Interest free orders over £50

If you want more advice on buy now pay later catalogues then read our reviews of each catalogue. We review UK catalogues and finance options – if you want to ask any questions then please feel free. Credit catalogues are a great way to spread the cost and pay monthly for loads of items including clothing, lingerie, home appliances, garden furniture, televisions and electrical products and when you can often pay interest free then it’s even better.

Remember that if you do not pay back the required amount during the buy now pay later period then the catalogue company will start charging you interest. This is fine if you’re looking to spread the cost of your shopping over a longer period but remember to check with the catalogue company the APR that they will charge and if you really want to do the pay monthly or pay weekly option then make sure you know when the repayments need to be made. Credit catalogues can be used interest free if you manage your account properly and make payments to the catalogue as per any finance agreement. If you do get stuck making repayments then phone the customer service team asap and let them know – they will usually try to be understanding and help you.