Archive for Home Furniture


Buy now pay later options for sofas and other furniture options are hot trends in a down market because of the versatility of financial payment plans. Never before have companies been so progressive about ways to help customers build credit and buy now, pay later. These are opportunities for individuals to improve credit scores whenever they make a decision to buy now pay later.

Companies like DFS are working to develop special buy now pay later options for sofas because of the way individuals are looking to improve their financial records while also investing in new furniture. When students are moving, or a couple is choosing a new home, a sofa can be a very large purchase and often accounts for a primary staple in a furniture collection, but with a buy now pay later option, this purchase can be spread out over a period of time. This allows customers to buy other pieces of furniture or other items all at once without having to worry about an upfront cost. Buy now pay later options are increasingly popular because of the flexibility they offer to customers in so many different ways.

A common issue with so many right now is credit score, but with a buy now pay later option someone can actually improve his or her credit at the same time as buying a large sofa or sofa set. This is a new and exciting offer from companies like CSL and SCS and so many catalogue companies looking for ways to support individuals looking for creative buy now pay later options. Because a furniture item like a sofa can be such a large investment, many individuals at this time don’t even think they can afford a large ticket item like this, but buy now pay later options from DFS, CSL, SCS and catalogue companies are opening doors to new opportunities.

Special buy now pay later sales for students, new parents and the elderly make it possible to purchase a sofa much sooner than most think, and so many companies are excited to find ways to help their customers build credit and improve credit scores. Different catalogues from DFS, CSL, SCS and other companies are literally helping individuals re-build their homes in ways that are affordable, all because of the buy now pay later options now being advertised.

The greatest feedback has been from young couples or new graduates who are looking for work and live on a limited budget. For so many, the buy now pay later option is the only way they can afford to buy a sofa. The buy now pay later opportunities from DFS, CSL, SCS are making it possible for people with extremely limited budgets make great choices, improve credit scores and live with a lower level of stress because of the ability to spread payments over longer periods of time. As individuals are able to pay off their buy now pay later sofa purchases, their credit scores improve, and they are able to be more comfortable.


At a time when families everywhere are looking for ways to save money, it’s a perfect time to look at buy now pay later furniture options. For example, many companies are finding solutions to help individuals buy on credit so they can afford what they need without having to worry about the immediate costs of purchases. Many catalogues are now beginning to offer buy now pay later furniture opportunities to help parents who might need to find furniture for kids preparing to start college. In a tight economy where cash can be limited in a monthly budget, these companies are helping families everywhere to lessen the financial pressure that may otherwise be unmanageable.

Another example of a great way to use a buy now pay later furniture option is for newlyweds, who sometimes need to use their budget for different items other than furniture, especially if they are moving into a new home or changing their living location. The buy now pay later furniture option can help couples save money for other, more urgent needs, because when someone participates in a buy now pay later furniture option, everything is used on credit, and it helps to spread costs over a longer period of time, which is good for everyone. This way companies can use buy now pay later furniture options to support their customers, and customers can afford furniture they would not otherwise be able to buy.

Different catalogues have different options and offer various solutions for buy now pay later furniture credit plans, but all of them share one common goal: to help customers identify ways to purchase furniture they really need without experiencing the financial stress that would otherwise be present. As more and more individuals become aware of the buy now pay later furniture option and credit plans that are becoming more common, different furniture companies will be able to organize even more attractive offers for customers, and the buy now pay later option will be an increasingly manageable alternative to paying full price up front.

Another great way to use the buy now pay later furniture option is when there is a new baby in the family, and parents need to purchase lots of new items at the same time. This is a great time to look at credit options and to see which catalogues offer buy now pay later furniture options with special sections focused on new families. Sometimes special sales can help parents buy now and pay later in ways that even help improve credit scores, so it can help a family in a multitude of financial ways, on many different levels. Regardless of someone’s background or personal needs, buy now pay later furniture plans can help anyone at anytime purchase the things they need for homes and loved ones. The best way to use the buy now pay later furniture option is to find ways to make purchases as gifts for relatives, especially elderly members of a family who are living on a fixed income and may not otherwise be able to afford to replace furniture or change their credit.


Beds are some of the more expensive pieces of furniture in the house. Everyone needs to feel like royalty in bed but a good bed demands high prices which many cannot afford. Catalogues are a great way of shopping for furniture especially beds. The best thing about catalogue shopping is that one can do it right at home with the goods delivered right in the house or bedroom for that matter. Catalogues are becoming more and more popular as people turn to them for their good deals. Many catalogues offer discounts, credit lines and free delivery.

The more notable furniture catalogues are Oakfurnitureland, Very, K&Co. Furniturevillage, Littlewoods and Isme. These catalogues offer very competitive deals in all kinds of furniture. A good bed goes for upwards of £600 while some beds will ask for £1500. Clearly this kind of money is hard to come by in these difficult times and everyone could do with a discount. Some catalogues are having discounts of up to 50% if paid in cash.

Since not many can afford the cash, the buy now pay later option is very attractive. All one has to do is open an account with one of these catalogues, get approved and shop for the bed on credit. The credit rating of the applicant is usually factored in, but some catalogues will just ignore and trust the applicant. Buy now and pay later is very easy on many shoppers as it gives the opportunity to have and use the bed and pay later in small amounts.

A buy now pay later option can be as low as £1.50 per week for a £239 bed. In a month one can expect to pay £6. Some catalogues will offer up to 3 years before the credit starts to attract interest. In addition, one has the option not to make payments in the first 12 months. When coupled with a 10% initial discount, this kind of deal is very easy on the pocket. At times, the catalogue offers a money back guarantee if the product is not satisfactory.

Find great deals for beds on finance when you shop online at Littlewoods, K and Co or Oak Furniture Land.

While looking around for a buy now pay later deal for a bed, it is important to check out the APR (annual Percentage Rate). This is simply the amount of interest the credit line will attract once the grace period expires. Many catalogues will not list this as it may discourage shoppers but it is crucial to know before committing to the deal. At times the APR might be as high as 39%. Some catalogues like K&Co. do not have any APR on their credit.

A bed is a humongous piece of furniture which can be cumbersome to move around. Many catalogues will offer to deliver it free of charge. Some will go ahead and offer to return it to the store for free if the client is unhappy. Clearly, picking the buy now and pay later option is very easy for many shoppers who cannot afford the purchase price at one go. It is easy on the pocket.